PDCC Bank Housing Loan

Objectives

Build Your Dreams with PDCC Housing Loans
At PDCC Bank, we believe a home is more than just a physical address—it is your personal sanctuary, uniquely designed around your lifestyle, aspirations, and values. It is the backdrop where milestones are celebrated and life's journey unfolds. Because there is truly no place like home, our customized housing loans are structured to help you seamlessly transition from dreaming to owning your perfect living space.

Benefits

  • No hidden charges.
  • Quick and Fast processing.
  • Home loans for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly.
  • Daily Reducing Balance: Interest is calculated on your daily reducing balance.
  • Repayment in addition to fixed installment can be made without any charges.
 

Documents Required

  • Income Proof of Applicant(s) & Guarantor(s).
  • Property Documents - Commencement Certificate
  • Photograph of Borrower & Guarantor
  • Residential Proof and Identity Proof of Applicant(s) & Guarantor(s).
  • Account Statement / Passbook for verification.
  • Any other documents required by the Bank.
 

Terms And Conditions

  • Loan Security: Credit facilities are secured primarily by an equitable mortgage or charge on the funded property. Additional collateral or interim security may be requested at the sole discretion of PDCC Bank.
  • All the information contained herein above is for awareness and customer convenience and is intended to only act as an indicative guide about PDCC’s products and services. For detailed information about PDCC’s products and services kindly visit the nearest PDCC branch.

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So instead of keeping that gold jewellery, coins, bars or biscuits lying ideal in your locker, you surely could use them to meet those cash contingencies.

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