PDCC Bank Service Charges

DEMAND DRAFT (DD) SERVICE CHARGES

1. General:
Up to ₹5,000: ₹30
₹5,001 to ₹10,000: ₹40
Above ₹10,001: ₹40 + ₹5 per ₹1,000 (Max ₹5,000)

2. Shikhar Bank:
Up to ₹10,000: ₹15
Above ₹10,001: ₹15 + ₹5 per ₹1,000 (Max ₹2,500)

3. Mutual Arrangement:
Up to ₹10,000: ₹25
Above ₹10,001: ₹25 + ₹5 per ₹1,000 (Max ₹5,000)

FUND TRANSFERS (INTER-BRANCH / ACCOUNT)

1. To Own Account (Different Branch):
Free

2. To Other Account Holders:
Up to ₹50,000: Free
₹50,001 to ₹1,00,000: ₹10.00
Above ₹1,00,001: ₹20.00

3. Special Institutions (Urban Banks, ZP, Gram Panchayat):
Free

CASH HANDLING & CLEARING (BULK / INSTITUTIONAL)

1. Clearing Sub-members:
First ₹1 Lakh free
Thereafter ₹15.00 per Lakh (Max: ₹2,500)

2. Non-members / Other Institutions:
First ₹1 Lakh free
Thereafter ₹25.00 per Lakh (Max: ₹3,500)

ELECTRONIC PAYMENTS (RTGS / NEFT)

1. Inward (Incoming) Transactions:
Free

2. Outward (Outgoing) Transactions:
Below ₹1 Lakh: ₹3.00
₹1 Lakh to ₹2 Lakhs: ₹20.00
Above ₹2 Lakhs: Max ₹40.00

CHEQUE COLLECTION & RETURNS

1. Outstation Cheque Collection:
Up to ₹5,000: ₹25.00
₹5,001 to ₹10,000: ₹50.00
₹10,001 to ₹1,00,000: ₹100.00
Above ₹1,00,001: ₹100.00 + ₹1.25 per ₹1,000 (Max: ₹1,100 including postage)

2. Cheque Returns:
Inward/Outward Clearing Return: ₹175.00
Inward/Outward ECS Return: ₹200.00

ATM & DIGITAL BANKING SERVICES

1. ATM Card Issuance: Free

2. Annual Maintenance (AMC):
RuPay Classic: ₹100.00
RuPay Platinum: ₹200.00
RuPay KCC: Free

3. Other Bank ATM Usage (Monthly):
First 5 transactions: Free
6th onwards: ₹20.00 (Financial) / ₹7.00 (Non-financial)

4. Mobile Banking: ₹6.00 per transaction

5. SMS Alerts: ₹25.00 per quarter

6. QR Code: ₹40.00 + GST per month

7. Sound Box:
One Time: ₹1,800 + GST
Monthly: ₹100

8. Note : If any transaction is done using UPI< credit card / UPICC / UPI Wallet
on QR-CODE, 2.1% MDR + GST will be charged.

MISCELLANEOUS SERVICE FEES

Duplicate DD / Cancellation: ₹50.00

Duplicate Deposit Receipt: ₹50.00

Solvency Certificate: ₹500 (up to ₹50k), ₹4 per ₹1000 above, Duplicate / Extra copy: ₹100

Bank Guarantee: 3% per annum

Signature Verification: ₹50.00

No Dues Certificate: ₹50.00

Photo Attestation: ₹50.00

Fax/Telephone: ₹50.00

Stop Payment: ₹50.00 per cheque

Cheque Copy: ₹20.00 per copy

Lost Token: ₹100.00

Standing Order Setup: ₹50.00

DD Revalidation charges: ₹50

Duplicate Balance certificate ( वि. का. संस्था वगळून ) : ₹50

Outward ECS mandate form charges: ₹25

ACCOUNT MAINTENANCE & DOCUMENTS

1. Balance Certificate:
₹25.00 (Savings) / ₹50.00 (Others)

2. Old Record Retrieval:
₹10 per passbook page
₹15 per statement page

3. Dormant Account Charges:
₹100 (1–2 years)
₹200 (2+ years)

4. Duplicate Passbook:
₹100 + ₹10 per 2 pages

5. Checkbooks:
MICR/CTS (10 leaves): ₹20
Personalized: ₹30
Single leaf: ₹3

6. Safe Custody:
₹500 per year

MINIMUM BALANCE REQUIREMENTS

1. Savings (Rural):
₹500 (Without Cheque Book)
₹1,000 (With Cheque Book)

2. Savings (Urban - Pune/PCMC):
₹1,000 (Without Cheque Book)
₹2,000 (With Cheque Book)

3. Current Account:
₹5,000

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